Even with the most careful movers, accidents can happen. Though you're paying hundreds or thousands of dollars to get your stuff to your new home, typical moving insurance pays about 60 cents per pound for damaged goods. That means if your plasma TV breaks in transit, you'll be reimbursed about $60 -- even if you paid $800 for it last year.
You'll need to buy moving insurance to get the peace of mind that your goods will be replaced if broken. First, check your homeowner's insurance to see if it covers damages that occur in transit. If it doesn't, consider one of the following options.
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